Qualifications in Buying a House
No Payslips. You are no longer required to submit these slips.
No Certificate of Employment is required.
No required salary bracket to get a loan.
Now you can buy your dream house without worrying
if your salary is within the required bracket.
High loan availment.
Who can to apply for a bank loan?
Only Filipino citizens are allowed to apply for a Bank loan.
Filipinos who are already US, UK, Australian, Canadian citizens or citizens of other countries that has Dual Citizenship
What are the qualification to apply for a bank home loan?
Must be Filipino citizen.
If Buyer is a Filipino Immigrant, must have a Dual Citizenship.
Must be 18 yrs. – 50 yrs. Must not be more than 50 yrs. old.
Must be presently working for at least 2 years in the company
Have regular source of income. Income of spouse/children can also be added.
No problem with your marital status.
Not separated with your wife / husband.
If separated, must have separation papers.
No pending legal cases.
No cancelled credit cards.
No credit card on amnesty.
No unpaid loan account.
What are the qualification to apply for Inhouse Financing
Must be Filipino citizen.
Must be 18 yrs. – 50 yrs.
If not working, must have Affidavit of Support
Eligible Age of Borrower
At least 18 yrs old for UCPB Bank
At least 21 yrs old for Metrobank
Buyer must not be over 60 yrs old when loan matures.
What is the Maximum Term of Bank Loan
For Metrobank
Locally Employed: 25 yrs..
OFW: 15 yrs
For BDO/UCPB
Locally Employed: 20 yrs.
For OFW: 20 yrs.
Mode of Payment
Postdated Checks or Automatic Debit Arrangement from Bank account
- DISCOUNT
- FINANCING
- RESERVATION
- DOWNPAYMENT
- REQUIREMENTS
- QUALIFICATION
- BUYING PROCESS
- MOVE-IN PROCESS
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